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  • Rodney Zawalykut

How can critical illness insurance help you in the event of a cancer diagnosis?

SSQ Insurance


Assistance Benefit, a caring friend


Your financial situation should be the last thing on your mind should cancer strike.

With critical illness insurance, you receive a tax-free amount if you are diagnosed with cancer that has a short-term risk of death.


This amount not only replaces your salary, it could also be used to pay medical costs:


  • Healthcare and drug costs not covered by your group insurance or the public prescription drug insurance plan

  • Bills for current expenses

  • Private health care in Canada and elsewhere in the world

  • Travel expenses for treatment

  • Home care

  • Domestic help for housework or childcare

By relieving your financial burden, you will be able to put the focus squarely on your recovery.


An amount if you have early-stage breast cancer


You will not be left out if you are diagnosed with breast cancer that can be cured.

If you sign up for enhanced critical illness insurance coverage from SSQ Insurance, you will receive an amount equal to 10% of the amount of your coverage (up to a maximum of $50,000).


If you have not been diagnosed with cancer


Premiums will be refunded if you have the “Return of premiums” option and you have not been afflicted with cancer during the term of the contract.


You have nothing to lose


Even if you have been paid a partial amount for early-stage breast cancer, you can opt for a refund of your premiums if this benefit is part of your policy and you have not made other claims.


Assistance Benefit, a caring friend


Critical illness insurance from SSQ Insurance includes an Assistance Benefit service.

This service is available 24/7 to lend a helping hand. Consider it part of your support crew during your recovery.


Helping you navigate the health system


You will have access to an army of medical professionals that will accompany you throughout this difficult period to accomplish the following tasks:

  • Analyze your medical file

  • Ask for a second medical opinion

  • Facilitate your access to health services

  • Transfer your medical file to medical specialists in Canada or elsewhere

  • Make doctor appointments

  • Drive you to the hospital for treatment

Listening to you


Being diagnosed with breast cancer is a challenging ordeal that affects you and those around you.


That’s why it is possible to consult a psychologist free of charge who will listen to you and help you get through this trying time.


Psychological assistance is also available for your spouse and children.


Home care


Get referrals for specialized home care professionals.


Rid yourself of paperwork


Paying healthcare bills and submitting claims can become a real hassle when you are sick.


SSQ Insurance offers to help you do this so you can focus your energy on getting better.



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