Contact me directly for a COVID Travel Insurance coverage Quote
As the largest travel insurance provider in Canada, Manulife has a long track record of protecting Canadian travelers and their well-being, and we are committed to doing the right thing for the millions of Canadian customers we serve.
Whether it’s a work commitment or an unexpected-but-necessary visit to see family, some Canadians and their families need coverage now more than ever before – and in today’s world, that includes specialized travel insurance that can help provide medical coverage in the event of illness due to COVID‑19.
This is why Manulife’s COVID‑19 Pandemic Travel Plan was created. The policy will provide the coverage below:
COVERAGE LIMIT
Emergency Medical Insurance for Up to $5,000,000 CAD per insured
Non-COVID‑19 related medical conditions
Emergency Medical Insurance for COVID‑19 Up to $1,000,000 CAD per insured (Up to
and related conditions after a positive test $5,000,000 CAD if your clients have
result while at destination, including received the full course of immunization
Emergency Air Transport to return you home for COVID‑19 that is authorized by Health
Canada before their coverage before their
coverage effective date)
Quarantine expenses after a COVID‑19 $200/day up to $2,800 per person, or
positive test result, denied entry or contact $400/day up to $5,600 per family
tracing while at destination. (Maximum duration of 14 days)
Apply at any age*
Canadian resident
Covered by a Canadian provincial or territorial health insurance plan for full duration of your trip
No medical questions at the time of application (under age 60)
You are not eligible for this coverage if you:
Are travelling against the advice of a physician
Have been diagnosed with a terminal illness or metastatic cancer
Have a kidney condition requiring dialysis
Have been prescribed or used home oxygen in the last 12 months
Have had a bone marrow, stem cell or organ transplant (excluding cornea)
* Dependent children must be at least 30 days old.
Ways to save
Family Coverage - save when a maximum of 2 adults and children/grandchildren (under 60) travel together.
Important information about cruise travel: If your clients have not received the vaccine, this policy does not provide any coverage for Coronavirus (COVID-19) and related complications on a cruise or at any destination included in their cruise itinerary.
Exception: For children 11 years old or younger who are not eligible to receive the vaccine, Coronavirus (COVID‑19) coverage will be provided when travelling with at least one parent or guardian on the same cruise booking who has received the vaccine.
What’s excluded?
Any expenses related to the cost of and any expenses for a Coronavirus (COVID‑19) test that is mandated by any body with appropriate authority (such as a government or a transportation service) for entry into or exit from a country/jurisdiction or to use its services
Any pre-existing medical conditions if not stable for three months (rate category A) or six months (rate category B and C) before the effective date of your insurance
Heart condition if any heart condition was not stable or required any form of nitroglycerine for the relief of angina pain during the stability period for your client's rate category
Lung condition if any lung condition was not stable or required treatment with oxygen or Prednisone during the stability period for your client's rate category
Pre-existing condition means any medical condition that exists before your effective date.
Medical condition means any disease, sickness or injury (including symptoms of undiagnosed conditions).
Stable – A medical condition is considered stable when all of the following statements are true:
there has not been any new treatment prescribed or recommended, or change(s) to existing treatment (including a stoppage in treatment), and
there has not been any change in medication, or any recommendation or starting of a new prescription drug, and
the medical condition has not become worse, and
there have not been any new, more frequent or more severe symptoms, and
there has been no hospitalization or referral to a specialist, and
there have not been any tests, investigation or treatment recommended, but not yet complete, nor any outstanding test results, and
there is no planned or pending treatment.
All of the above conditions must be met for a medical condition to be considered stable. Change in medication means the medication dosage, frequency or type has been reduced, increased or stopped, and/or new medication(s) has (have) been prescribed. Exceptions: the routine adjustment of Coumadin, Warfarin or insulin (as long as they are not newly prescribed or stopped) and there has been no change in your medical condition; and a change from a brand name medication to a generic brand medication of the same dosage. Conditions, limitations and exclusions apply. See policy for details.
Note: We strongly encourage Canadians to adhere to the recommendations of the Government of Canada and medical professionals around the world during this time. For those who do decide to travel, Manulife supports the health and safety of Canadians by offering specialized travel insurance for COVID‑19.